Housing Counseling

Housing Counseling

The Neighborhood House Association’s Housing Counseling program offers education and counseling to renters, landlords, homeowners and potential homeowners. This comprehensive housing counseling program promotes homeownership and foreclosure prevention, safe and adequate rental housing and resolution of tenant/landlord disputes.

First-Time Homebuyers

Housing counselors are trained to provide clients with educational information to assist them in exercising their rights and to help them understand the responsibilities of homeownership. First-time homebuyer education classes are provided to assist potential homebuyers in understanding the step-by-step process of purchasing homes and the utilization of government homebuyer financial assistance programs. Certificates of completion are issued to those clients who complete the 8-hour required class.

Counseling

NHA’s Housing Counseling program offers a variety of rental placement and home ownership services, including:

  • Mortgage default, delinquency and foreclosure prevention counseling
  • Loan modification counseling
  • Mortgage scam assistance/awareness
  • Counseling on avoiding predatory lenders
  • Rental placement counseling and referrals
  • Tenant/landlord counseling and/or no-cost legal referrals

Payment

First-time homebuyer classes are $35 per household. Credit reports and copies are at cost. Other services are free.

Eligibility

Neighborhood House Association’s Housing Counseling program is open to all San Diego County residents.